Chase Offers can get you cash back with Starbucks, Lowe's, and Rite Aid just for having a card — here are some of the best deals available now

This article is brought to you by the Personal Finance Insider team. It has not been reviewed, approved, or otherwise endorsed by any of the issuers listed. Some of the offers you see on the page are from our partners like Citi and American Express, but our coverage is always independent. Terms apply to the offers listed on this page.

  • If you have a Chase credit card or debit card, you could be eligible for Chase Offers. 
  • Chase Offers are cash-back deals for shopping at merchants like Lowe's and Under Armour, or restaurants like Starbucks and Pizza Hut.
  • I have the Chase Sapphire Reserve, and I currently see offers for cash back at Rite Aid, Big Lots, and more than a dozen other brands.
  • You're not guaranteed to see Chase Offers attached to your Chase account, but if you have multiple Chase cards, you will likely have offers attached to at least some of your cards.
  • To use an offer, you just need to click to add it to your account and make a qualifying purchase with your eligible Chase card.
  • See Business Insider's list of the best rewards credit cards »

Chase has a diverse lineup of credit cards, including options that earn cash back, more premium cards that earn Chase Ultimate Rewards points, hotel and airline cards, and business credit cards. 

If you have a Chase credit card or debit card, you could be eligible for Chase Offers. These deals get you cash back on purchases with a variety of retailers and restaurants once you add the offer to your card. Keep reading to see how it works, and what kind of offers you can expect to find.

We're focused here on the rewards and perks that come with each card. These cards won't be worth it if you're paying interest or late fees. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

What are Chase Offers?

Chase Offers are deals available to select holders of Chase credit and debit cards. These offers get you cash back at a variety of retailers, from Rite Aid to Lowe's to Starbucks.

Chase Offers generally get you cash back in the form of a percentage. For example, on my Chase Sapphire Reserve® account I currently see an offer for 10% back at Under Armour, with a $10 maximum. However, some offers get you a flat cash-back amount, such as $10 back on a Walmart+ membership.

Each Chase Offer has an expiration date — in your account this will be displayed as how many days you have left to use it. Keep this date in mind, since you won't be eligible for cash back if you don't make a purchase in time.

How to use Chase Offers

To use a Chase Offer, you need to add it to your card account — you can do so by simply clicking on it. Then, you just make a qualifying purchase while the offer is still valid with your Chase card, and you'll receive the cash back as a statement credit to your account.

Keep in mind that not every Chase cardholder will see Chase Offers associated with their account. For example, I have five Chase accounts (including both debit and credit), and I only see offers associated with three of them. 

Current Chase Offers

Here are some Chase Offers that are currently available, but you may see different deals in your own account. Additionally, some of these offers may no longer be available, though this list will be updated on a regular basis.

  • Get 10% back at Starbucks, with a maximum of $3 back
  • Get 10% back at Lowe's, with a maximum of $19 back
  • Get 10% at FedEx Office, with a maximum of $2 back
  • Get $8 back on an AARP membership
  • Get 15% back at Microsoft, with a maximum of $7 back
  • Get 5% back at Dell on purchases of $999 or more, with a maximum of $120 back
  • Get 10% back at Chili's, with a maximum of $5 back
  • Get $10 back on a Walmart+ membership
  • Get $7 back at Stitch Fix.
  • Get 10% back at GameStop, with a maximum of $9 back
  • Get 10% back at Big Lots, with a maximum of $6 back
  • Get 15% back at Dunkin', with a maximum of $5 back
  • Get 10% back at Rite Aid, with a maximum of $6 back
  • Get 10% back at Casper on purchases of over $350, with a maximum of $50 back
  • Get $3 back on CBS All Access

Don't have a Chase card? Here are some top options to consider:

  • Chase Sapphire Preferred Card— One of the best all-around travel cards, because it earns 2x points on travel and dining and a high sign-up bonus and offers valuable travel coverage like primary rental car insurance, all for a $95 annual fee.
  • Chase Sapphire Reserve® — The higher-end sibling to the Preferred has a higher annual fee of $550, but offers 3x points on travel (after receiving the $300 travel credit) and dining and up to a $300 credit toward travel purchases each year.
  • Chase Freedom Unlimited — It's one of our top picks for college students and others who are new to credit cards. There's no annual fee, and you can convert the cash back you earn to points redeemable for travel if you have another Chase card like the Preferred.
  • Ink Business Preferred Credit Card — This business credit card earns bonus points on a wide variety of spending categories and offers a high sign-up bonus and other perks like primary rental car insurance, with a $95 annual fee.

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